Credit Union Testimonials

“I didn’t know I could afford a vehicle like this”

Fort Worth City CU found that showing members a side-by-side comparison of a conventional loan and a residual based financing loan changes that mindset.

Help members afford a better vehicle

Learn how Whitefish Credit Union was able to help an older couple in rural Montana purchase a much newer, lower-mileage, and more reliable vehicle within their budget using the AFG flex loan, easing their concerns about safe travel for essential medical appointments.

Hear how Cinfed Credit Union helped payment-conscious members afford newer, lower-mileage, and more desirable vehicles at monthly payments comparable to conventional loans

Protecting members from negative equity

TFCU shared how their TimberDrive program helped a staff member reduce their monthly payment by over $350, while also avoiding negative equity thanks to a guaranteed residual value.

Higher Yield with Residual Based Financing

Vermont FCU has seen a clear financial upside with our program: their average balloon loan is nearly double the amount of a traditional auto loan—$30,000 vs. $16,000.

Help members keep more money in their pockets

At Northland Area Federal Credit Union, they’re seeing firsthand how AFG’s program is helping members during a time when every dollar matters.

In total, Northland Area saved members over $1.1 million in auto payments last year—and they’re just getting started.