[
April 2026
Auto Finance Trends
Rising vehicle costs continue to reshape the auto finance landscape. According to Edmunds, the average amount financed for new vehicles reached a record $43,899 in Q1 2026, underscoring ongoing affordability challenges. As payments climb, flexible financing options like AFG’s programs are becoming increasingly relevant for borrowers.
🚘 Not every 84-month auto loan costs the same
“On trucks and higher-trim SUVs, the 84-month structure is close to standard. It’s not because buyers are being reckless so much as it is that term length is the only lever most of them have left.”
It actually *isn’t* the only lever. AFG’s programs can help make monthly payments more affordable without extending terms.
Events
🏢 NACUSO
April 27 -30
Lake Buena Vista, FL
CU*South Visionary Conference
May 4-6
Sandestin, FL
MeridianLink Live
May 11-14
San Diego, CA
Lending Tech Live
June 2-4
Palm Desert, CA
AFG will be in attendance at this events. If you’d like to learn more about our programs, you can make an appointment with an AFG representative.
Click here to schedule it.
🎥 You can register for our upcoming webinar, “Beyond Conventional Auto Lending: The Advantages of AFG Residual Based Financing”
You can also review the recording of our previous webinar, “Understanding Residual Based Financing: From Basics to Benefits”: Watch here.
AFG Partner Experience
Are you seeing more members with higher LTV positions? Hudson River Community Credit Union is too. Hear from Toni Lynn, VP of Lending, on how they’re addressing it with the AFG program.
Spotlight on Affordability
Affordability is a critical concern for many borrowers in a highly fluctuating vehicle market. AFG will highlight a vehicle each month that showcases how the AFG walk-away balloon and vehicle leasing programs offer a more affordable payment compared to conventional financing.
