June 2025
Thank you for reading the June 2025 issue of AFG’s Driving Insights, an email newsletter designed to keep you informed about the latest trends in vehicle financing, provide educational resources on residual based financing, and share updates on Auto Financial Group’s programs.
With economic turbulence continuing to ripple across the industry due to tariffs and high rates, affordability has never been more top-of-mind for both lenders and borrowers.
In this issue:
🚘 We’re diving into the latest trends shaping the auto finance industry, specifically how extending terms is helping borrowers in the short term but setting them up for financial trouble down the road.
💵 wo partner credit unions share their experience using AFG’s program and how it has benefitted both their members and their credit union.
💻 You can also register for our upcoming webinar, Understanding Residual Based Financing, and review the recordings of two recent webinars we held: Increasing ROI with Residual Based Financing and Affordable Vehicle Financing in a Negative Equity Environment.
Keep reading for all the details!
Auto Finance Trends
🚘 Americans Still Hit the Car Lots in May
Americans are still buying cars, even with high prices and economic concerns: 1.2M sold last month. AFG’s programs can help your institution offer lower payments on new and used vehicles, making car buying more affordable when it matters most.
🚘 Loan doors open wider—but buyers pay the price
“Longer loans are becoming the go-to move for buyers chasing lower monthly payments”
A lower payment vehicle financing solution like the AFG program can help borrowers struggling with the high cost of vehicle ownership and rising monthly expenses and it is a far better solution than stretching loan terms.
Events
💻 If you missed it the first time, here’s your second chance to attend our popular webinar, Understanding Residual Based Financing: From Basics to Benefits. Register Now.
🎥 AFG hosted two webinars recently, you can still watch the recordings:
“Increase ROI with Residual Based Financing”
Watch here.
“Affordable Vehicle Financing in a Negative Equity Environment”
Watch here.
🏢 Lending Tech Live
June 16-18
Nashville, TN
AFG will be in attendance at this event. If you’d like to learn more about our programs, you can make an appointment with an AFG representative.
Click here to schedule it.
AFG Partner Experience
Do AFG‘s programs help with affordability and negative equity? Cinfed Credit Union and Northland Area FCU explain how the program has helped their members.
Spotlight on Affordability
Affordability is a critical concern for many borrowers in a highly fluctuating vehicle market. AFG will highlight a vehicle each month that showcases how the AFG walk-away balloon and vehicle leasing programs offer a more affordable payment compared to conventional financing.
