This webinar focuses on how credit unions can increase ROI using AFG’s residual-based financing program, which offers borrowers lower monthly payments while allowing institutions to earn a higher yield. The program reduces or eliminates negative equity, provides payment terms that better match consumer habits, and offers flexibility for both direct and indirect financing channels. With guaranteed residual values, borrowers pay only for the portion of the vehicle they use, leading to significant savings, and institutions benefit from higher net interest income compared to conventional auto loans.