October 2025 Auto Finance Trends 🚘 New car transaction prices break $50,000 barrier for first time ever — KBB “Record-high new-vehicle prices underscore ongoing affordability challenges.” AFG’s programs help your institution provide affordable vehicle financing when borrowers need it most. 🚘 Old is in as affordability drives shoppers to low-priced aging vehicles, report says The lack…
September 2025 Auto Finance Trends 🚘 Auto loan refinancing jumps 69% as borrowers lock in lower rates — study Refinancing is on the rise. A recent study shows auto loan refinancing jumped 69% as borrowers chase lower rates. Dealers worry this slows sales: not with {{{dynamic_content_836}}}. It shortens terms while keeping payments affordable. Win-win-win for…
August 2025 More than 1 in 4 trade-ins had negative equity in Q2 2025. The average monthly payment for buyers who rolled negative equity into a new loan climbed to $915 in Q2, according to Edmunds. In today’s market, vehicle values can swing dramatically due to factors like the pandemic’s lasting impact on supply and demand, or…
July 2025 Affordability is no longer optional. It’s the new bottom line. For millions of borrowers, the math simply isn’t working anymore. Car ownership costs are at an all-time high—averaging over $12,000 per year—and loan payments continue to rise. Meanwhile, financial institutions are feeling the squeeze as members walk away from vehicle financing conversations altogether.…
June 2025 Thank you for reading the June 2025 issue of AFG’s Driving Insights, an email newsletter designed to keep you informed about the latest trends in vehicle financing, provide educational resources on residual based financing, and share updates on Auto Financial Group’s programs. With economic turbulence continuing to ripple across the industry due to…
April 2025 Thank you for reading the April 2025 issue of AFG’s Driving Insights, an email newsletter designed to keep you informed about the latest trends in vehicle financing, provide educational resources on residual based financing, and share updates on Auto Financial Group’s programs. With economic turbulence continuing to ripple across the industry due to…
March 2025 Thank you for reading the March 2025 issue of AFG’s Driving Insights, an email newsletter designed to keep you informed about the latest trends in vehicle financing, provide educational resources on residual based financing, and share updates on Auto Financial Group’s programs. As vehicle prices remain high and interest rates show no signs…
February 2025 This February, we’re spotlighting the ongoing affordability challenges in the auto market, featuring recent media coverage on the issue. Plus, hear directly from two AFG credit union partners as they share firsthand accounts of how inflation and rising vehicle prices have impacted their members—and how the AFG program has helped them navigate these…
Houston, Texas – Auto Financial Group (AFG), one of the nation’s leading sources of residual based financing and vehicle remarketing for financial institutions, announced results for Q4 2024 today. In the last quarter of 2024, AFG signed four new credit unions to its Walk-Away Balloon Lending Program: Bay Area Credit Union, FD Community Federal Credit…
January 2025 We’re excited to bring you our first issue of AFG Driving Insights, an email newsletter designed to keep you informed about the latest trends in vehicle financing, provide educational resources on residual based financing, and share updates on Auto Financial Group’s programs. In a challenging auto finance market, where affordability and negative equity…