December 2025 Auto Finance Trends 🚘 American Consumers Lose Patience With High Car Prices American consumers are feeling the impact of persistent high vehicle prices, as highlighted in this Wall Street Journal article. 🚘 Used Car Price Trends for December 2025 Used cars costing more than new ones? The market’s flipped. According to CARFAX’s Used…
November 2025 Auto Finance Trends 🚘 Credit Unions Eye Gen Z Auto Lending to Drive Growth Gen Z is redefining what affordability means in auto lending. With vehicle prices at record highs, AFG’s programs help your credit union attract younger borrowers by offering payments up to 40% lower than conventional financing. 🚘 Used-car prices this month…
Houston, Texas – Auto Financial Group (AFG), one of the nation’s leading sources of residual based financing and vehicle remarketing for financial institutions, announced results for Q2-Q3 2025 today. In the second and third quarter of 2025, AFG signed six new credit unions to its Walk-Away Balloon Lending Program, including: Allied Federal Credit Union, Baptist…
October 2025 Auto Finance Trends 🚘 New car transaction prices break $50,000 barrier for first time ever — KBB “Record-high new-vehicle prices underscore ongoing affordability challenges.” AFG’s programs help your institution provide affordable vehicle financing when borrowers need it most. 🚘 Old is in as affordability drives shoppers to low-priced aging vehicles, report says The lack…
September 2025 Auto Finance Trends 🚘 Auto loan refinancing jumps 69% as borrowers lock in lower rates — study Refinancing is on the rise. A recent study shows auto loan refinancing jumped 69% as borrowers chase lower rates. Dealers worry this slows sales: not with {{{dynamic_content_836}}}. It shortens terms while keeping payments affordable. Win-win-win for…
August 2025 More than 1 in 4 trade-ins had negative equity in Q2 2025. The average monthly payment for buyers who rolled negative equity into a new loan climbed to $915 in Q2, according to Edmunds. In today’s market, vehicle values can swing dramatically due to factors like the pandemic’s lasting impact on supply and demand, or…
July 2025 Affordability is no longer optional. It’s the new bottom line. For millions of borrowers, the math simply isn’t working anymore. Car ownership costs are at an all-time high—averaging over $12,000 per year—and loan payments continue to rise. Meanwhile, financial institutions are feeling the squeeze as members walk away from vehicle financing conversations altogether.…
June 2025 Thank you for reading the June 2025 issue of AFG’s Driving Insights, an email newsletter designed to keep you informed about the latest trends in vehicle financing, provide educational resources on residual based financing, and share updates on Auto Financial Group’s programs. With economic turbulence continuing to ripple across the industry due to…
Houston, Texas – Auto Financial Group (AFG), one of the nation’s leading sources of residual based financing and vehicle remarketing for financial institutions, announced results for Q1 2025 today. In the first quarter of 2025, AFG signed five new credit unions to its Walk-Away Balloon Lending Program, including: 3Hill Credit Union, Champion Credit Union, Inc.,…
April 2025 Thank you for reading the April 2025 issue of AFG’s Driving Insights, an email newsletter designed to keep you informed about the latest trends in vehicle financing, provide educational resources on residual based financing, and share updates on Auto Financial Group’s programs. With economic turbulence continuing to ripple across the industry due to…