January 2026
Auto Finance Trends
🚘 Affordability limits are capping how many buyers can transact in 2026.
“Fewer shoppers can realistically transact at ~$50K prices, ~6.6% rates, and $750+ payments.” 🤦♀️ 🤦♂️
🚘 Edmunds: More than 26% of Q4 used- & new-car deliveries backed by monthly payments topping $1,000
A record number of vehicle buyers committed to monthly payments of at least $1,000 in Q4 of 2025 (6.3% of used and 20.3% of new vehicles). 🤯
In this environment of record-high vehicle prices, AFG’s programs can help you offer your borrowers more affordable monthly payments.
Events
🏢 ACU Governmental Affairs Conference
March 1-5
Washington D.C.
AFG will be in attendance at this events. If you’d like to learn more about our programs, you can make an appointment with an AFG representative.
Click here to schedule it.
🎥 AFG hosted two webinars on affordable vehicle financing and basics of residual based financing last year.
You can still watch the recordings.
You can also still watch the recording of our popular webinar, “Increase ROI with Residual Based Financing”
AFG Partner Experience
Can the program help with member growth and retention?
Hear Mike Moseley, New Business Officer at First Eagle’s FCU talk about their experience with the program.
Spotlight on Affordability
Affordability is a critical concern for many borrowers in a highly fluctuating vehicle market. AFG will highlight a vehicle each month that showcases how the AFG walk-away balloon and vehicle leasing programs offer a more affordable payment compared to conventional financing.
