[AFG Driving Insights] January 2026
January 2026 Auto Finance Trends 🚘 Affordability limits are capping how many buyers can transact in 2026. “Fewer shoppers can realistically transact at ~$50K prices, ~6.6% rates, and $750+ payments.” 🤦♀️ 🤦♂️ 🚘 Edmunds: More than 26% of Q4 used- & new-car deliveries backed by monthly payments topping $1,000 A record number of vehicle buyers…