The webinar covers how residual-based financing can address current challenges in vehicle affordability, driven by supply chain disruptions, rising vehicle costs, and higher interest rates. The discussion highlights how these programs allow credit unions to offer lower monthly payments by financing only the “used” portion of the vehicle, while also guaranteeing the future value of the car. These financing options, including walkaway balloon and leasing programs, provide flexible end-of-term options, reducing negative equity and aligning better with borrowers’ trading habits, ultimately benefiting both credit unions and their members.